📊 BTC定投回测分析报告
数据范围: 2015-01-01 ~ 2026-06-18 | 数据来源: CoinGecko / Binance
📈 核心发现
每月定投$100 (2015-2026)
$+523,094
总利润 | 收益率 +3736.4%
年均回报率
37.5%
持有BTC: 8.3160
BTC当前价格
$64,586
定投均价: $1,684
📊 不同定投频率对比 (每月$100, 2015-2026)
🔄 不同入场时机对比 (每月定投$100)
| 定投时期 | 总投入 | 终值 | 利润 | 收益率 | 年化 | 均价 |
| 长期(2015-2026) |
$14,000 |
$537,094 |
$+523,094 |
+3736.4% |
37.5% |
$1,684 |
| 中期(2018-2026) |
$10,400 |
$42,472 |
$+32,072 |
+308.4% |
18.1% |
$15,815 |
| 抄底(2020-3月低点后) |
$7,700 |
$16,966 |
$+9,266 |
+120.3% |
13.4% |
$29,313 |
| 熊市定投(2022-) |
$5,500 |
$8,510 |
$+3,010 |
+54.7% |
10.3% |
$41,744 |
💰 不同定投金额对比 (每月定投, 2015-2026)
| 定投金额/月 | 买入次数 | 总投入 | 终值 | 利润 | 收益率% |
| $10/次 |
140 |
$1,400 |
$53,709 |
$+52,309 |
+3736.4% |
| $50/次 |
140 |
$7,000 |
$268,547 |
$+261,547 |
+3736.4% |
| $100/次 |
140 |
$14,000 |
$537,094 |
$+523,094 |
+3736.4% |
| $500/次 |
140 |
$70,000 |
$2,685,472 |
$+2,615,472 |
+3736.4% |
| $1000/次 |
140 |
$140,000 |
$5,370,944 |
$+5,230,944 |
+3736.4% |
⏱️ 定投频率对比 (2015-2026)
| 频率 | 买入次数 | 总投入 | 终值 | 利润 | 收益率% | 年均回报% |
| 每日定投 |
4187 |
$418,700 |
$15,841,898 |
$+15,423,198 |
+3683.6% |
37.3% |
| 每周定投 |
599 |
$59,900 |
$2,272,572 |
$+2,212,672 |
+3693.9% |
37.3% |
| 每月定投 |
140 |
$14,000 |
$537,094 |
$+523,094 |
+3736.4% |
37.5% |